New Hampshire Workers' Compensation: What You Need to Know
Discover your rights under New Hampshire workers' compensation law and get the benefits you deserve after a workplace injury
Understanding New Hampshire Workers' Compensation
New Hampshire workers' compensation is a state-mandated insurance program that provides benefits to employees who suffer work-related injuries or illnesses. The program is designed to help workers recover from their injuries and return to work as quickly as possible. Employers in New Hampshire are required to carry workers' compensation insurance to cover their employees in the event of a work-related injury.
The New Hampshire workers' compensation system is administered by the New Hampshire Department of Labor, which oversees the filing and processing of workers' compensation claims. Employees who are injured on the job must notify their employer and file a claim with the Department of Labor in order to receive benefits.
Eligibility for Workers' Compensation Benefits
To be eligible for workers' compensation benefits in New Hampshire, an employee must have suffered a work-related injury or illness. The injury or illness must have arisen out of and in the course of employment, meaning that it must have occurred while the employee was performing their job duties. Employees who are injured on the job are entitled to receive medical benefits, as well as compensation for lost wages.
In addition to employees who are injured on the job, certain family members of employees who are killed on the job may also be eligible for workers' compensation benefits. These benefits can include death benefits, as well as compensation for funeral expenses.
Types of Workers' Compensation Benefits
There are several types of workers' compensation benefits available to employees in New Hampshire. Medical benefits cover the cost of medical treatment for work-related injuries or illnesses, including doctor visits, hospital stays, and prescription medications. Compensation for lost wages is also available to employees who are unable to work due to their injuries.
In addition to medical benefits and compensation for lost wages, employees may also be eligible for vocational rehabilitation benefits. These benefits provide assistance with job training and education to help employees return to work after a work-related injury.
The Workers' Compensation Claims Process
The workers' compensation claims process in New Hampshire begins with the employee notifying their employer of the injury or illness. The employer must then provide the employee with a claim form, which must be completed and returned to the employer. The employer will then forward the claim to their workers' compensation insurance carrier, which will review the claim and determine whether benefits will be paid.
If the insurance carrier denies the claim, the employee may appeal the decision to the New Hampshire Department of Labor. The Department of Labor will review the claim and make a determination regarding whether benefits will be paid.
Why You Need a Workers' Compensation Attorney
While the workers' compensation system in New Hampshire is designed to provide benefits to employees who are injured on the job, the process can be complex and time-consuming. A workers' compensation attorney can help guide you through the process and ensure that you receive the benefits you are entitled to.
A workers' compensation attorney can also help you navigate the appeals process if your claim is denied. They can represent you at hearings and ensure that your rights are protected throughout the process.
Frequently Asked Questions
If you are injured on the job, the first step you should take is to notify your employer and seek medical attention if necessary.
In New Hampshire, you have two years from the date of your injury to file a workers' compensation claim.
In New Hampshire, you can choose your own doctor if you are injured on the job, but you must notify your employer and the workers' compensation insurance carrier of your choice.
The amount of workers' compensation benefits you will receive if you are unable to work will depend on your average weekly wage and the extent of your disability.
Yes, you can appeal a denial of your workers' compensation claim to the New Hampshire Department of Labor.
While you are not required to have a workers' compensation attorney represent you, it is highly recommended to ensure that you receive the benefits you are entitled to.
Expert Legal Insight
Written by a verified legal professional
Helen Taylor
J.D., University of Virginia, B.A. Psychology
Practice Focus:
info This article reflects the expertise of legal professionals in Employment Law
Legal Disclaimer: This article provides general information and should not be considered legal advice. Laws and regulations may change, and individual circumstances vary. Please consult with a qualified attorney or relevant state agency for specific legal guidance related to your situation.